Payments MUST be made to K&T Auctions. Item pickup location is at K&T Storage, 16896 Manchester St, Moores Hill, IN 47032. We DO NOT bill through HiBid, instead we bill through our Square account by sending you a link at the close of the auction. If paying in person, payment Must be done on the day of pickup. We accept cash, debit cards, and credit cards Shipping, when available, is at the buyer’s expense with a $10.00 handling fee added. You must contact us within two (2) days after the sale closes to arrange shipping if you have not done so prior to the sale closing. In the event that you bid on an item that cannot be shipped, you are still responsible for payment. Buyer’s Premium is at 18%. Please inspect items personally or call for more details to ensure the item is what you expect it to be. All Sales are final. Everything is sold as is. There are no warranties or guarantees. We do not chase buyers for payment. If you bid and buy - it is your responsibility to get ahold of us and pay. If you do not pay, you will be blocked from future sales. Items left after ten (10) days will be deemed abandoned and will be dealt with by the auction company as they see fit. K&T Auctions or HiBid will not be responsible or held liable for any disruptions or missed bids due to system lags or malfunctions. Coin Grades are subject to interpretation. We will not retract any bids for a buyer. We are NOT a storage facility, or a finance company! If you do not pick up, storage fees will apply after seven (7) days if prior arrangements were not made with the Auction Company. Credit card chargebacks will be treated as theft and pursued legally to the fullest extent. Thank You for your co-operation in advance.