Hibid will be taking Absentee Bids ONLY for this Auction. There is NO LIVE BIDDING from this site for this Auction. If you would like to Bid Live, you will need to either attend the Auction Personally, or bid via www.liveauctioneers.com or www.invaluable.com. Online Absentee Bidding on Hibid Cuts off at 10:30 AM Central Time on Auction Day. In the case of Two Equal Absentee Bids, the Absentee Bid that is Entered into the Auction Program First will be the Winner - Therefore, it is recommended that you leave absentee bids online and EARLY, if possible. In the Case of an Absentee Bid and a Live Floor Bid, the Floor bid will take Precedence. All Absentee Bids will compete against Live Floor Bids, Left Bids, and Live Online and Absentee Bids on other Platforms to Determine the Winning Bidder of Each Lot. Just because you are the winning bidder on hibid at 10:30 AM on Auction Day does NOT mean you will be the ultimate winner of the lot, as the piece has to go up at auction, and beat out all live bids in the crowd and all online bids on other auction platforms. All Merchandise is Sold As Is / Where Is, without warranty or guarantee of any kind. All sales are final. No Refunds. Items must be paid for within 7 days of the auction, or else you may lose some or all of your items, and receive a bad mark on your reputation score. It is your responsibility to phone us at 773-465-3300 to pay for your items. Direct Auction Galleries shall not be responsible for the correct description, genuineness, authenticity of, suitability of, or defect in any lot. Bidder Inspection is encouraged. By placing a bid, bidder signifies that they have examined the items to their satisfaction, or that they have chosen not to personally examine them. Direct Auction Galleries reserves the right to reject any bid or bidder at its discretion. In the event of a discrepancy, technical glitch, missed bid, missed absentee bid, or any other circumstance, the auctioneer's decision on who is the winning bidder is final. Direct Auction Galleries shall not be held responsible for missed bids, internet outages, or anything else that might cause a bidder (internet, absentee or live bidding) to lose an item at auction. Direct Auction Galleries reserves the right to cancel and/or reopen the auction in the case of system failures, or for any other reason. Some items may have reserves, and, as such, the auctioneer has the right to bid on the seller's behalf. Buyer's Premium is 20% on hibid and for live floor bidders, with a 3% Administrative Fee when paying by Credit Card or Paypal. Buyer's Premium on Liveauctioneers and Invaluable will be 25%, with a 3% Administrative Fee when paying by Credit Card or Paypal. Most Items must be Picked up or Shipped via a 3rd Party Shipper, unless it is Easy to Ship, then we will ship it and charge you for doing so, plus Insurance (Jewelry, Coins, etc. - Our Judgment Call on which items we will ship in-house). Items will be Designated as Shipping Available on Items that we Ship, and "Third Party Shipping" on Items that must be Packed and Shipped by the UPS Store or Another Vendor or Freight Shipper. Please see our Website for Third-Party Shipper Recommendations. It is the Buyer's Responsibility to Contract with the 3rd Party Shipper and pay them for Packing, Shipping, and Insurance. We can give you recommendations for shipping. 10 1/4% Illinois State Sales Tax on top of the Hammer Price and Buyer's Premium will apply to all Items Purchased, unless shipped out-of-state, or unless the Buyer has a valid dealer's resale number and Certificate on file. Payment Terms are Cash, Cashier's Check, Wire Transfer, Paypal, Visa, Mastercard, Discover, and American Express. Unless you are a regular customer of Direct Auction Galleries, all Purchases of coins or jewelry over $800 must be made by wire transfer. Payment(s) should be made to Direct Auction Galleries within 3 days of the Auction. A Late fee of an additional 5% Buyer's Premium will be Added for all Items not paid for or picked up within 7 days of the Auction.