Auction Terms & Conditions Everything Is SOLD AS IS WHERE IS. No Guaranty Or Warranty Made. We describe to the best we can. Pictures will describe as best as we can. 15% Buyers Premium for Credit or Debit cards 10 % Buyers Premium for cash payment. . 7% Sales Tax. Please advise us through email your sales tax exempt. We do all in house shipping on small to medium items.. Cost is $8 this will cover shipping materials and signature confirmation ,plus you pay for cost of shipping service. I will choose the cheapest available service to cut costs for you. If shipping is needed for large shipments please contact. Your Shipper of choice to Arrange pickup. for pickup times.Auction Terms & Conditions Registration: a) Before bidding you must read and accept the Terms and Conditions of Bidding. Read these terms carefully. When you click the "Register to Bid" button, you enter into a binding legal agreement with Neal Auction Company b) Registering to bid is free. You must provide a credit card during registration. This card will be charged for any items you are high bidder on. Amount charged will include high bid price, Buyer’s Premium and any applicable sales tax. Bidding: a) All bids submitted are final and irrevocable, whether they are submitted in person, online or by proxy. If you are the highest bidder you are the new owner of that item. All sales are final. b) Most items are sold without reserves, minimums or limits. NAC expressly forbids owners and their agents from bidding on any item they have consigned to an auction. Any items with a reserve will be declared so the bidder is fully aware that the item has a reserve price that must be met for the item to sell. c) NAC reserves the right to refuse bids from any individual. Successful bidders are required to pay a Buyer’s Premium on each item purchased. The Buyer’s Premium is 15% on this auction. (3% discount for cash) Cash customers need to pay for purchases or contact us with 24 hours of close of auction. Condition of Items: a) All items are sold “as is, where is.” We make no representations or warranties with respect to the items in our auctions. We recommend that you visit our gallery or the auction site to inspect any items you’d like to buy before bidding. You may also send someone to the site to conduct the inspection on your behalf. Some items are sold with a 3-day guarantee. These items must be returned within that time period to quality for a refund, or the sale becomes final. The guarantee cover the electronic portion of the item, it does not cover any cosmetic or other flaws the item may or may not have. b) No deduction will be allowed on damaged articles as all goods being exposed for public exhibition are sold “as is” and without recourse. c) Descriptions are provided to help identify an item and create interest. Descriptions are not complete or exhaustive. It is up to the buyer to determine the condition of the item BEFORE they submit a bid. d) APPRAISALS & OPINIONS OF VALUE: All values including appraisal prices and auction estimates are to be used as guidance and are not guaranteed by the auction company or the third-party appraisal company. No appraisal or auction estimate should be used as a suggestion of resell value. Opinions of value and quality of stones can vary greatly among "experts" based on current market conditions, availability in the market place, geographical location, gemological equipment types, method of grading and the evaluator's training. Such variances do not constitute any error on either evaluator. NAC does not warranty any opinion of value. As is customary in the jewelry business, when items are manufactured and are so similar in makeup that there is no difference in weight or appearance, a certificate may be duplicated for each piece that is manufactured and evaluated by the appraiser. Appraisals should be used for verification of gemstone and/or metal weight, size and grade only, not actual value. Items should not be purchased with the expectation to resell for appraisal price or for profit. Responsibility and Ownership: a) Every item becomes the responsibility of the new owner as soon as the online auction is concluded. If you are the highest bidder, you are responsible for insuring your purchase immediately. b) Buyer should come prepared to pack and load their items. We may be able to assist, but cannot guarantee staff will be available to assist everyone. Payment: a) Purchases must be paid in full before items can be picked up. b) Any items not paid for or picked up within 5 days of the concluded auction we be deemed abandoned and sold at a future auction or returned to the seller. Refunds will not be given on abandoned items. c) NAC cannot make available or deliver clear title on a purchase, the buyer is entitled to a full refund of the purchase price upon immediate return of the item. Item must be returned in the same condition as it was prior to the sale. d) Buyer specifically waves the right to dispute or deny payment for any purchases made with a credit card.