9-21-18 Farm Equipment Auction - Esham Rd., Parsonsburg, MD

A&M Auctioneers and Appraisers, LLC

 

Date(s) 8/7/2018 - 9/21/2018

FRIDAY SEPTEMBER 21st, 2018 @ 9:32AM

Past Auction
Bidding Notice:

This will be an Live Onsite Auction with the Live Online Webcast bids brought to the live auction through HiBid.com. Absentee bids must be received no later than 4 PM on Thursday Sept. 20, 2018. We will be conducting a Special Preview on Thursday 9/13/18 from 3-5 PM. The emphasis of this preview will be to assist anyone that may require assistance in filling out and submitting the "Know Your ... Show More

Auction Notice:

You must pre-register and fill out the Know Your Buyer Questionnaire from the Secured Party. All buyers and transactions will be cleared through the Secured Party. This is non-negotiable. This form must be filled out prior to the auction and submitted for Approval by the secured party. Registrations will not be approved until we have Authorization from the secured party that your Questionnaire ... Show More

Auction Information
Name 9-21-18 Farm Equipment Auction - Esham Rd., Parsonsburg, MD
Auctioneer
Type Live Webcast Auction
Date(s) 8/7/2018 - 9/21/2018
Auction Date/Time Info
FRIDAY SEPTEMBER 21st, 2018 @ 9:32AM
Preview Date/Time Thursday 9/13/18 from 3 PM - 5 PM & Thursday 9/20/18 from 12 noon-5 PM
Checkout Date/Time FRIDAY SEPTEMBER 21st, 2018 @ 10 AM - 4 PM or by Appointment
Location
Buyer Premium 15% Buyer Premium added to high bid!
Description
Farm Equipment Auction Sale FRIDAY SEPTEMBER 21st, 2018 @ 9:32AM Auction conducted live onsite and online at AMauctions.com Items located @ the A&M Auction Facility, 8000 Esham Road, Parsonsburg, MD ALL ITEMS SOLD ABSOLUTE WITH NO MINIMUM AND NO RESERVE!! JD Tractors, Boom Lifts, Fork Lifts, Combines, Implements, Fuel Tanks, Trucks, Trailers and more! Preview: Thursday 9/13/18 from 3-5 PM & Thursday 9/20/18 from 12 noon-5pm Auctioneer's Note: This sale is a forced sale and complete Secured Party liquidation auction with absolutely no minimums and no reserves. Don't miss your chance to bid the price you want to pay at AMauctions.com. Since this is a forced sale by a Secured Party and is being done according to Maryland Commercial Law, Annotated §9-610, there is no warranty related to title, possession, quiet enjoyment, or the like in this disposition. Directions: At the intersection of Rt. 50 & Forest Grove Rd., in Parsonsburg, turn North onto Forest Grove Rd. and follow for 0.5 miles to Old Ocean City Rd. Right onto Old O. C. Rd. and follow for 1.2 miles to Esham Rd. Left onto Esham Rd. and follow for 1.2 miles to burgundy/tan building on left. Signs Posted. Tractors: JD 4960 4WD w/ dual rear wheels, (2) JD 4630 4WD tractors w/ dual rear wheels, JD 3020, Massey Ferguson model 65, Allis Chalmers AC 7000, JD 2840, Duetz model D1023 tractor, and much more! Combines: Deutz Allis model R70 Gleaner, Allis Chalmers Gleaner L2 soybean special with grain head, Duetz Allis 25ft grain head, Gleaner Hugger 3000 Corn head and more! Lifts: Genie Z-45/25 boom lift, Genie Z-34/22 Boom Lift, Model H800TR "Roanoke Chicken Hustler" All Terrain Fork Lift, Yale model GLP 065T Fork Lift much more! Implements: Brillion 24ft cultipacker, Brillion 20ft cultipacker, Unverferth Field Cultivator, Ferguson 20ft "Tilrovator" Brillion 10ft subsoiler, Ferguson 12ft chisel plow, Kennco Transplanter, Sovema Rotatiller, IH Case 24ft disc, Pittsburg 18ft disc, Case Cycloair 900 planter, Ferguson 12ft subsoiler, Ag Chem air blast sprayer, King Kutter II 6ft rototiller, much more! Trucks: 1997 Ford F350 7.3L Diesel 4WD manual trans showing just 31, 362 miles, with Agritruck 500 sprayer rig, and Nitto Mud Grappler Tires, Dodge Powerwagon model 200 4 wheel drive pick up (rough), , Trailers: Kruger 10 ton 24ft flatbed trailer. Special Interest: Toro Z-Master Zero turn mower, Duetz Industrial Diesel engine, (3) Horizontal welded steel 500 gallon fuel tanks, much more this is only a partial listing. Terms Personal Property: You must pre-register and fill out the Know Your Buyer Questionnaire from the Secured Party. All buyers and transactions will be cleared through the Secured Party. Visa/MC/Amex/Discover or approved check. 15% Buyer Premium. All property is sold "As Is, Where Is", and All Sales are Final. Property is open to thorough public inspection. It is the Bidder's responsibility to determine condition, age genuineness, authenticity, value or any other determinative factor. Allen & Marshall Auctioneers and Appraisers, LLC may attempt to describe the merchandise in advertising, on the phone, on the internet and at the auction but makes no representations. In no event shall Allen & Marshall Auctioneers and Appraisers, LLC be held responsible for having made or implied any warranty of merchantability or fitness for a particular purpose. Bidder shall be the sole judge of value. Personal Property Preview: Open house preview day will be held on Thursday September 20th from 12 noon to 5pm.There are over 500 Pictures available online at www.AMauctions.com! Pick Up Date: Items must be removed from the auction site when cleared by the Secured Party but no later than Friday September 28th, 2018. NO EXEPTIONS. Buyer is responsible for removing all items. Allen & Marshall Auctioneers and Appraiser's does not ship items, however shipping is available through the UPS Pack and Ship Store of Salisbury, MD or a shipper of buyer's choice. Buyer is responsible for bringing any required manpower, tools and equipment needed to remove your items from the property. Items not picked up by 5PM on Friday September 28th, 2018 will be considered abandoned and will be disposed of at the discretion of the Auction Company.
THIS WILL BE A LIVE ONSITE AUCTION W/LIVE WEBCAST ONLINE BIDDING EVENT held at www.AMauctions.com (Via HiBid.com). The PREBID aspect will be available Approx. 46 days prior to the Auction Date. The items are cataoged and will be sold in Lot # order. THERE ARE TONS OF HIGH QUALITY PHOTOS OF THE ITEMS BEING SOLD ON THE AUCTION CO. WEBSITE. IF YOU NEED TO SEE A LARGER IMAGE PLEASE VIEW WWW.AMAUCTIONS.COM We advise all prospective bidders to read the Terms & Conditions of the Auction Sale before bidding in an A&M Auctioneers and Appraisers, LLC Auction. By placing a bid the bidder is bound by those Terms and Conditions of the Sale, as amended by any oral announcement or posted notices, which together form the contract of the sale between the successful bidder (purchaser), A&M Auctioneers and Appraisers, LLC and the seller (consignor) of the lot(s). SPECIAL TERMS OF SALE _____________________ This sale is a forced sale and complete Secured Party liquidation auction with absolutely no minimums and no reserves. Don't miss your chance to bid the price you want to pay at AMauctions.com. Since this is a forced sale by a Secured Party and is being done according to Maryland Commercial Law, Annotated §9-610, there is no warranty related to title, possession, quiet enjoyment, or the like in this disposition. You must pre-register and fill out the Know Your Buyer Questionnaire from the Secured Party. All buyers and transactions will be cleared through the Secured Party. This is non-negotiable. This form must be filled out prior to the auction and submitted for Approval by the secured party. Registrations will not be approved until we have Authorization from the secured party that your Questionnaire has been received and accepted. You will not be able to register on the day of the auction without an Approval from the secured party. The Questionnaire is available on the A&M Auctioneers Website, via email, fax or at the Auction Co. facility at 8000 Esham Road, Parsonsburg, MD 21849. If you have any questions fee free to call us at 410-835-0384 or email jeff@amauctions.com. TERMS OF SALE 1. All property is sold "As Is, Where Is", and All Sales are Final. There is no bid reversals or refunds. 2. INSPECTION: Property is open to thorough public inspection. The bidder is invited, urged and cautioned to inspect the property prior to bidding. Property will be available for inspection at the places and times specified. It is the Bidder's responsibility to determine condition, age genuineness, authenticity, value or any other determinative factor prior to placing a bid on an item. Bidder shall be the sole judge of value. A&M Auctioneers and Appraisers, LLC may attempt to describe the merchandise in advertising, on the internet, over the phone and at the auction but makes no representations. Persons in attendance during inspection, sale or removal of merchandise assume all risks of damage or loss to persons, property, or merchandise and shall exercise proper precautions at all times for the protection of persons and property and shall comply with all safety and health requirements as directed by Auctioneer, and local, state and federal regulations. Auctioneer, its agents, its employees and representatives shall not be liable by reason of any defect in or about the condition of the premises on which the auction is held. Buyer specifically releases Auctioneer, its agents and representatives from all liability thereof. In no event shall A&M Auctioneers and Appraisers, LLC be held responsible for having made or implied any warranty of merchantability or fitness for a particular purpose. 3. BIDDER REGISTRATION: Bidder must be 18 years of age or older, and is required to register for each auction. To participate in this Auction prospective bidders must register & provide identification information to establish that you are a valid bidder: At the time of registration, we collect information about you to verify who you are before you can bid. Bidder must submit information found to be current, complete, and accurate for proper identification. We collect credit card information to ensure that you are a qualified buyer. Bidder is responsible for security of his/her bidding number/user name and password, and any and all bids placed under the assigned number/ID. Auctioneer should be notified immediately if Bidder believes his/her bid number, account and/or password have been compromised. There is no cost to register for an auction (A $1 Authorization will be charged when you initially register to validate your credit card by Auctionflex.) The Authorization is never deducted from your account. It verifies that the card being placed on file is legitimate. The Billing information including address will be validated through this authorization. If the Billing information on the Card doesn't match your shipping information the card may be rejected for possible fraud activity. Auction Co, at its sole discretion, reserves the right to terminate any registration, deny any person for any reason permission or access to bid, to reject any and all bids, and to suspend or ban Bidder from bidding. Bidder registration is not transferable or assignable. Highbid User Ratings. Every bidder starts with a reputation of 0 and, with activity, this score goes up or down to a value between -100 (very bad) and 100 (very good). Any bidder with a reputation lower than +1 will have their auction bid permission set to pending. We will verify your information if you are a new bidder with a reputation of "0". Once approved or declined you will receive an email confirmation. If you have a negative user rating/score on Hibid or Proxibid the Auction Co. at its sole discretion may decline any and all bids placed by your account. As a last resort if we find you to be a non paying bidder or using fraudulent registration and/or credit card information you may be permanently declined from bidding at our auctions. Once a new HiBid customer has participated/purchased items in a few auctions you will start to build up positive feedback with a succesful pay and pickup transaction. Once you have a positive feedback rating your account will normally be automatically approved for auctions conducted on HiBid by A&M Auctioneers for a preset bidding amount. That amount is normally equal to the highest priced item in the Auction. If we have a vehicle that is worth $4,000 we would say that $5,000 would be the maximum high bid that would automatically be approved on your account. Anything above that would require approval. NOTE: If you are a new bidder to HiBid/A&M Auctioneers with a "0" feedback rating we will verify your registration information and assign your account a Maximum Preset High bid (Per Item) amount. This amount will be a Maximum of $500 per item and will depend on the Auction. This pre-aproval amount will be reflected in the Bidder Acceptance email once your account has been approved. We reccomend that when bidding place yours bids early so that you will know that your bid will be accepted. Don't wait until the final minute before the item closes to try to bid. In this scenario for example if you had been approved for a $500 max high bid per item and the bidding is already over $500. If you bid $750 your bid will be set to pending, a notification is sent to us and it is nearly impossible to act upon that less than 60 Seconds. If you know you will be bidding higher than the amount that you were approved for in the email contact us prior to the item ending and we can make a manual change. If you are not comfortable or willing to register online which includes placing a credit card on file on our Secure Web server you may enter bids in person at our facility. Bids must be in writing and are legally binding just the same. A Valid Credit Card will still be required on the bid form. Valid Identification will also be required if you are unknown to the Auction Co. We will upload the bids placed by you on your behalf onto the online bidding server. 4. All items offered online will have a minimum starting bid as displayed on the online catalogue. Online bids lower than minimum will not be accepted. 5. CATALOGUE ERRORS & OMISSIONS: If a description does not match a picture in a lot, the description takes precedence. If you find an error please contact the Auction Co. and we will attempt to rectify it. All items are sold on an "as is, where is" basis, with all faults. In the event an item was listed in error or an item can't be located during pick up for any reason, the bidder agrees that their maximum recourse is a full refund of the item in question and that all other items bid on remain binding. By bidding you are acknowledging agreement with the terms above. Do not bid unless you agree to all of these terms. The Bidder is responsible for knowing which item is being bid on. If the Bidder is unsure, they should inquire or not bid. When becoming the winning bidder at auction you have effected a contract and will be expected to pay for items in which you were evidenced to be the successful bidder. Auctioneer will not honor "mistakes". 6. REVIEWING YOUR BIDS: During an auction you can check the status of your bids at anytime by logging into online server. Please be careful when placing bids. Placing a bid is a two step process. When you click bid button it will pull up a window verifying that you want to place that bid. If you want to place the next bid increment that the computer is asking for you can do that. If you desire to increase the amount of your bid this screen will allow you to bid a higher amount. Ensure that you type in the correct amount. If you make an error the Auction Co. can attempt to correct it but it has to be in a timely manner before the item closes. In order to make a correction you must contact the Auction Co. at 410-835-0384. We have a staff member in the office during all online auctions. You are responsible for the bids that you place. Note that no bids can be withdrawn after the auction for any reason. 7. PROGRESSION OF THE AUCTION: Auctions are typically uploaded to the HiBid Auction Platform 30-45 days before the auction is scheduled to end. Some short notice auctions may be online for only 15-30 Days. Each Auction will have a scheduled time that each auctions items will start. This Auction will be conducted Live at the A&M Auction Facility at 8000 Esham Road, Parsonsburg, MD 21849. The Auction will start at 9:32 AM EST on Friday Sept. 21st, 2018. Live Online Webcast bidding will be offered on the A&M Auctions website at www.AMauctions.com (Via HiBid.com). Items will be sold in Lot # order. When an item comes up on the Auction Block we will start the bidding at the current Online Pre-bid amount. The bidding will be open to Live Bidders, Perbids, Absentee bids that have been left and Live bidders via the computer. All items will be sold to the highest bidder. 8. PAYING FOR YOUR PURCHASES: FULL PAYMENT IS DUE WITHIN 72 HOURS OF THE AUCTION CLOSING AND PRIOR TO ITEM REMOVAL. A 10% LATE FEE WILL BE CHARGED TO ALL INVOICES NOT PAID WITHIN 72 HOURS OF AUCTION CLOSING. ALL ITEMS MUST BE REMOVED BY THE END OF THE STATED LOAD OUT UNLESS OTHER ARRANGEMENTS ARE APPROVED. HOLD OVER ITEMS WILL BE SUBJECT TO DAILY STORAGE CHARGES. U.S. FUNDS ONLY: Cash, Cashier's Check, Credit Card, or Wire Transfer payable to A&M Auctioneers and Appraisers, LLC will be accepted. Credit and Debit Cards will be charged a 3% convenience fee. Wire Transfer charge of $25.00 will be added to cover bank fees. Personal or company checks must be accompanied by a bank letter of credit guaranteeing payment. Any invoice not paid within 3 days from the sale day will be charged a 10% late fee, unless prior arrangements are made with A&M Auctioneers and Appraisers, LLC. 9. BIDDING NOTIFICATIONS: You can choose to be notified by e-mail during the auction if you have been outbid. Please note that outbid notifications are NOT sent out during the last two hours of the sale. You can watch each item end. If you are the high bidder on an item the item will be highlighted in Green in the Live Auction area. If the lot changes from green to red it means that you have been outbid and would need to bid again At a higher bid. The item will not change back to green until you have surpassed the high bid that the back bidder placed. 10. RESERVE: Seldom are items sold with Reserve. If an item is being sold with a reserve, it will be clearly marked and identified. For items sold with a 'reserve', you will be required to pay a minimum amount in order to win the item. 11. REMOVAL OF ITEMS: All items are sold in place. Buyers are responsible to remove items in a good workmanlike manner. Any plumbing must be shut off before being disconnected and any electrical that is disconnected must be capped. You must bring any and all tools, equipment required to disconnect and remove any items you purchase. You must bring any required labor to assist in carrying your items from the home to your vehicle. We will have staff onsite to assist buyers in finding their items but they will likely not be available to assist in any way with removal of your items. Please plan ahead and come prepared. You are expected to bring boxes, packing materials, tape, tools, wheel carts, dollies or anything else needed to remove your items in a timely manner. Any items not removed by the times shown will be deemed abandoned regardless of the price. If you can't pick your items up during the time scheduled, you are responsible for designating someone to pick your items up during the time that we are scheduled to be there. Many of these auctions are conducted offsite in a consignor's home. We have contracted with that person the dates that we are provided access to the home. You have been advised of the preview and pickup dates prior to the auction. If you are unable or unwilling to pickup your items during the scheduled time please don't bid on the items unless you provide someone to pick your items up for you. 12. RISK TO PERSON AND PROPERTY: BY REGISTERING AS A BUYER, YOU AGREE THAT A&M AUCTIONEERS & APRAISERS., LLC & THE SELLER/CONSIGNOR ARE NOT LIABLE TO YOU FOR ANY DAMAGE TO THE ITEMS YOU PURCHASED, YOUR OTHER PERSONAL PROPERTY, OR FOR INJURY OR DEATH. Please take care of yourself and your items as you have released us from liability. We will not be liable for damage or injury to individuals or their property. Purchaser assumes all risk and liability whatsoever resulting from the use of the item(s) sold hereunder; and shall defend, indemnify, and save harmless Auctioneer and Seller from any liability. 13. AUCTION RECORDS: In the unlikely event of a dispute, you agree to accept as true the information that we have in our records. 14. ADDITIONS & DELETIONS: We reserve the right to remove and/or add lots and/or items to the sale at any point during the auction. 15. The Auctioneer reserves the right to accept bids in any increment he feels is in the best interest of his client, the Seller. The Auctioneer reserves the right to reject the bidding of any person whose conduct, actions, or adverse comments he feels are not in the best interest of the Seller. 16. Titles will be disbursed on auction day only if payment is made in cash; otherwise they will be mailed when the check clears the bank. This will take approx.10 days for a personal check. If you replace a personal check with a local bank/cashier's check we will be able to hand you the title at that time. 17. SALES TAX: Sales tax will be added to the purchase of all taxable items. Dealers who purchase for resale must file their resale permit numbers. If you are Maryland Dealer you are required to have a Valid Sales & Use Tax License with the State of Maryland. We are required to verify that the license is Valid before deducting Sales Tax. We will verify the Tax # that you provide and print a Blanket Resale form for your to sign. This needs to be completed before the billing process is initiated. You can't use someone else's Sales & Use License. For Bidders from another state we are required by the State of Maryland to have a copy of your State Business License/Tax License on file in order not to charge Tax. Many items in the Auction are agricultural in nature and the tax may be negated if the buyer is willing to sign a document stating that the items purchased will be used in an Agricultural manner. BUYER'S PREMIUM ONLINE/ABSENTEE BIDDERS: A premium of 15% of the bid price will be added to the price of each item purchased where the bids are placed online or via Absentee bid. Taxes are calculated AFTER the buyer's premium. The Bidders Payment Type will not affect the Buyer Premium at an Online Only Auction. The buyer's premium includes commissions and/or fee's retained by the Online Bidding Platform company. BUYER PREMIUM LIVE BIDDERS: Cash Or Approved Check Day of sale. Visa/MC/Amex/Discover. A buyers premium of 13% with a 3% Discount for payment by cash or certified check will be added to all items. 18. If the foregoing conditions or any other applicable conditions are not complied with, in addition to other remedies available to Auctioneer and Seller by law, including without limitation, the right to hold the purchaser liable for the bid price, the Auctioneer, at their option may (1) resell the property publicly or privately, with purchaser being liable for the payment of any deficiency plus all costs incurred, or (2) cancel the sale, retaining liquidated damages on all payments made by purchaser, Auctioneer commission and all other incidental damages will be charged. 19. Information in brochures, catalogs and other advertisements are from sources believed to be reliable; however prospective purchasers are urged to inspect the inventory or property to satisfy themselves as to condition, model, manufacturer, year, features, mileage, survey, acres, etc. Neither the Auctioneer or our client make any guarantees and are not responsible for listing or advertising inaccuracies or discrepancies. 20. All statements made by the Auctioneer the day of the auction take precedence over oral statements and/or printed materials. 21. Local Pickup is recommended. There will be no Shipping available for this Auction to be provided by the Auction Co. Prompt pickup is required. Buyer responsible for bringing all Tools, Manpower, Boxes & Packing materials to remove the items in a timely manner. 22. SHIPPING: A&M Auctioneers and Appraisers, LLC generally does not offer shipping on Large equipment. If you need something moved it shall be the buyers responsibility to contract with a company of your choosing. Please be advised that this type of shipping can be very expensive. If you chose not to have your items shipped you will be responsible for picking them at the Auction Location. There will be no refunds if you choose not to have your items shipped. HOLD OVER ITEMS WILL BE SUBJECT TO DAILY STORAGE CHARGES. 23. The Auction Co. reserves the right to extend the bidding time if an error should occur with the online server. 24. By registering for the Auction you hereby agree to receive mail and/or email correspondence from the auction Co. from time to time. Auctioneer uses email mailing lists to notify customers about online and live auctions. Customers who do not wish to be notified should contact the office of the Auctioneer and request removal from the email mailing list. You can unsubscribe at any time.
Your bid must adhere to the bid increment schedule.
Bid Amount Bid Increment
0.00 - 15.00 1.00 USD
15.01 - 35.00 2.50 USD
35.01 - 100.00 5.00 USD
100.01 - 250.00 10.00 USD
250.01 - 500.00 25.00 USD
500.01 - 1,000.00 50.00 USD
1,000.01 - 5,000.00 100.00 USD
5,000.01 - 10,000.00 250.00 USD
10,000.01 - 25,000.00 500.00 USD
25,000.01 - 100,000.00 1,000.00 USD
100,000.01 - 9,999,999.99 10,000.00 USD
Currency USD
Buyer Premium 15% Buyer Premium added to high bid!
Payment Terms
Cash Or Approved Check Day of sale. Visa/MC/Amex/Discover. 15% Buyer Premium for ONLINE BIDS. Everything Sold "As Is" with no warranties of any kind. Valid Creidt card reguired to register. PAYING FOR YOUR PURCHASES: FULL PAYMENT IS DUE WITHIN 72 HOURS OF THE AUCTION CLOSING AND PRIOR TO ITEM REMOVAL. A 10% LATE FEE WILL BE CHARGED TO ALL INVOICES NOT PAID WITHIN 72 HOURS OF AUCTION CLOSING. ALL ITEMS MUST BE REMOVED BY THE END OF THE STATED LOAD OUT UNLESS OTHER ARRANGEMENTS ARE APPROVED. HOLD OVER ITEMS WILL BE SUBJECT TO DAILY STORAGE CHARGES. U.S. FUNDS ONLY: Cash, Cashier's Check, Credit Card, or Wire Transfer payable to A&M Auctioneers and Appraisers, LLC will be accepted. Credit and Debit Cards will be charged a 3% convenience fee. Wire Transfer charge of $25.00 will be added to cover bank fees. Personal or company checks must be accompanied by a bank letter of credit guaranteeing payment. Any invoice not paid within 3 days from the sale day will be charged a 10% late fee, unless prior arrangements are made with A&M Auctioneers and Appraisers, LLC.
Local Pickup is recommended. Items can be picked up at the Auction Site on Friday Sept. 21st, 2018 from 10 AM - 4 PM. All Items must be removed in a timely manner. Buyer is responsible for removing all items. Buyer is responsible for bringing any required manpower (Personnel to carry your items), tools, boxes, wrapping paper, tape, blankets, wheel cart or dollies needed to remove your items from the property. We will have Staff onsite to assist you in locating your items but they may not be available to assist in carrying of items. If you can't pick your items up during the time scheduled, you are responsible for designating someone to pick your items up. Items not picked up will be considered abandoned and will be disposed of at the discretion of the Auction Company and/or property owner. If you need something moved it shall be the buyers responsibility to contract with a company of your choosing. Please be advised that this type of shipping can be very expensive. If you chose not to have your items shipped you will be responsible for picking them at the Auction Location. There will be no refunds if you choose not to have your items shipped. HOLD OVER ITEMS WILL BE SUBJECT TO DAILY STORAGE CHARGES.
Notice: Financing terms available may vary depending on applicant and/or guarantor credit profile(s) and additional approval conditions. Assets aged 10-15 years or more may require increased finance charges. Financing approval may require pledge of collateral as security. Applicant credit profile including FICO is used for credit review. Commercial financing provided or arranged by Express Tech-Financing, LLC pursuant to California Finance Lender License #60DBO54873. Consumer financing arranged by Express Tech-Financing, LLC pursuant to California Finance Lender License #60DBO54873 and state licenses listed at the this link. Consumer financing not available for consumers residing in Alaska, Louisiana, Nevada, Ohio, Vermont, Hawaii, or Wisconsin. Additional state restrictions may apply. Equal opportunity lender.